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About This Calculation
Depositing ₹1,00,000 annually in a Public Provident Fund (PPF) account is one of the safest ways to build a tax-free corpus in India.
PPF has a mandatory 15-year lock-in period, making it an excellent tool for long-term goals like retirement or education.
Rules to Remember
The maximum annual deposit in PPF is ₹1,50,000. Interest is calculated on the minimum balance between the 5th and the end of the month.
Frequently Asked Questions
The current rate is 7.1% per annum, compounded annually.
Yes, you can extend it in blocks of 5 years, with or without further deposits.
Yes, PPF follows the EEE (Exempt-Exempt-Exempt) tax model.
Results are for informational and educational purposes only. This is not financial advice. Consult a professional advisor before making financial decisions.