About This Calculation
A regular monthly contribution of ₹5,000 towards NPS can build a substantial retirement fund. At an expected return of 14%, you can see the power of long-term compounding.
NPS is regulated by PFRDA and offers a mix of equity and debt investments.
Withdrawal at 60
At age 60, you can withdraw 60% of this corpus tax-free, while 40% must be used to provide a regular monthly pension.
Frequently Asked Questions
NPS is market-linked and can give higher returns, but PPF offers guaranteed returns. Both have tax benefits.
You can start with as little as ₹500 per month.
Partial withdrawals are allowed for specific reasons like home purchase or education after 3 years.
Results are for informational and educational purposes only. This is not financial advice. Consult a professional advisor before making financial decisions.